First Internet Bank Appoints SBA Business Development Officer
First Internet Bank has taken another step forward in strengthening its Small Business Administration (SBA) Lending team by welcoming Carlos Torres Jr. as Vice President and Senior Business Development Officer. This strategic addition reflects the bank’s ongoing commitment to expanding its SBA lending operations and fostering financial growth for small business owners across the country.
Mark Gibson, Vice President and National SBA Sales Manager at First Internet Bank, expressed his enthusiasm regarding Mr. Torres’ appointment, highlighting the wealth of experience and expertise he brings to the team. “The SBA experience Carlos has is an asset to our team and our clients,” said Gibson. “His proven ability to build strong client relationships and deliver flexible financial solutions aligns perfectly with our commitment to help entrepreneurs achieve long-term growth.”
With over nine years of experience in SBA lending and credit underwriting, Carlos Torres Jr. is well-positioned to contribute significantly to the bank’s SBA lending initiatives. His deep understanding of the financial challenges faced by small businesses, coupled with his ability to structure effective lending solutions, makes him a valuable resource for clients seeking funding to fuel their business aspirations.
“I look forward to joining First Internet Bank’s Top 10 SBA 7(a) lending team,” said Mr. Torres. “Together, we will continue empowering small business owners with the capital and support they need to turn their visions into realities.” His enthusiasm underscores his dedication to making a meaningful impact in the lives of entrepreneurs by facilitating access to essential financial resources.
Carlos Torres Jr.’s extensive background in SBA lending includes a track record of success at various financial institutions. Before joining First Internet Bank, he served as Vice President and SBA Relationship Manager at SouthState Bank, where he played a crucial role in developing and maintaining SBA loan portfolios. His prior experience includes key positions at Regions Bank, First Bank of the Lake, and First American Bank, further demonstrating his comprehensive knowledge and expertise in SBA lending practices.
Beyond his professional achievements, Mr. Torres holds an impressive academic background. He earned a Master of Business Administration (MBA) degree from Liberty University and a Bachelor of Business Administration in Finance from Florida International University. His strong educational foundation has equipped him with the analytical skills and financial acumen necessary to navigate the complexities of SBA lending and provide tailored solutions to clients.
First Internet Bank’s decision to bring Mr. Torres on board is indicative of the institution’s broader strategy to enhance its SBA lending capabilities and solidify its position as a top lender in the SBA 7(a) loan program. The bank has consistently demonstrated a strong commitment to supporting small businesses by providing flexible financing solutions that enable entrepreneurs to start, expand, and sustain their ventures. With Mr. Torres’ appointment, First Internet Bank aims to further strengthen its reputation as a trusted partner for small business owners nationwide.
The SBA 7(a) loan program, a cornerstone of the bank’s lending efforts, is designed to offer long-term financing to small businesses that may not qualify for traditional loans. This program provides funding for a variety of business purposes, including working capital, equipment purchases, real estate acquisition, and debt refinancing. First Internet Bank has built a strong presence in this space, consistently ranking among the top lenders in the program. The addition of an experienced professional like Mr. Torres reinforces the bank’s ability to deliver high-quality financial solutions tailored to the unique needs of small business owners.
Under the leadership of industry veterans like Mark Gibson and with the expertise of professionals like Carlos Torres Jr., First Internet Bank continues to expand its reach and impact in the small business community. The bank’s customer-centric approach, combined with its commitment to innovation and efficiency, has positioned it as a leader in SBA lending. By leveraging technology-driven solutions and a deep understanding of small business financing, First Internet Bank ensures that its clients receive the support they need to thrive in today’s competitive market.
The importance of SBA lending cannot be overstated, especially in an economic climate where small businesses play a critical role in job creation and economic growth. Access to capital remains one of the most significant challenges for entrepreneurs, and institutions like First Internet Bank are instrumental in bridging the gap between small businesses and the funding they require. By continually investing in top-tier talent and refining its lending processes, the bank is making meaningful contributions to the success of small businesses across the country.
Mr. Torres is expected to play a pivotal role in strengthening First Internet Bank’s SBA lending portfolio. His ability to develop strategic relationships with small business owners, coupled with his deep knowledge of SBA loan programs, will enhance the bank’s ability to serve a diverse range of clients. His appointment reflects the bank’s unwavering dedication to fostering entrepreneurial success through innovative financial solutions.
The broader implications of Mr. Torres’ hiring extend beyond just First Internet Bank. His expertise and leadership in SBA lending contribute to a more robust small business lending ecosystem, benefiting not only the bank’s clients but also the overall economic landscape. As small businesses continue to drive innovation and economic growth, access to reliable financing solutions will remain a critical factor in their success. First Internet Bank’s commitment to expanding its SBA lending team and enhancing its service offerings demonstrates its dedication to being a key player in this essential sector.
