A Landmark Year of Growth and Transformation for Verdant Commercial Capital
Verdant Commercial Capital achieved a defining milestone in 2025 as it surpassed $1 billion in annual originations for the first time in its history while simultaneously completing a transformative acquisition by Axos Bank in late September, marking a pivotal moment that blends exceptional financial performance with long-term strategic positioning in the highly competitive equipment finance industry, reinforcing Verdant’s trajectory as a rapidly scaling, innovation-driven organization committed to delivering efficient and customer-centric financing solutions across a diverse vendor ecosystem
Building Momentum Through a Vendor-Centric Financing Model
At the core of Verdant’s success lies its vendor-focused financing model, which emphasizes deep partnerships with original equipment manufacturers, dealers, and distributors, enabling businesses across industries to access essential capital equipment and software through streamlined leasing and loan structures designed to simplify purchasing decisions and accelerate operational growth while strengthening vendor relationships and driving mutual value creation across the supply chain
Record-Breaking Financial Performance in 2025
The company reported total funding volume of $1.07 billion in 2025, representing an impressive 40% year-over-year increase, a continuation of its strong upward trajectory following 37% growth in 2024, highlighting not only consistent expansion but also the organization’s ability to sustain momentum in a dynamic and often cyclical market environment where access to capital and speed of execution are critical differentiators for customers and partners alike
Expanding the Managed Portfolio at Scale
In parallel with its originations growth, Verdant’s managed portfolio expanded significantly, rising by 41% to reach $1.7 billion, demonstrating the firm’s capacity to scale its balance sheet efficiently while maintaining disciplined underwriting practices and strong portfolio performance, reflecting a well-balanced approach to growth that prioritizes both volume and asset quality in order to support long-term sustainability
Leadership Perspective on Performance and Culture
Chief Executive Officer Mike Rooney emphasized that the company’s achievements are deeply rooted in the strength of its workforce and the trust it has cultivated with its partners over time, underscoring that Verdant’s ability to deliver consistent results is driven by a culture that prioritizes innovation, collaboration, and a relentless focus on customer outcomes, which together form the foundation of its competitive advantage in the equipment finance sector
The Role of Talent and Organizational Culture
Verdant has made a deliberate effort to attract and retain top-tier industry talent, recognizing that human capital is a key driver of differentiation in a service-oriented business, and this focus on building a high-performing team has translated into enhanced execution capabilities, stronger partner relationships, and the agility needed to respond to evolving market demands, further reinforcing the company’s reputation as a trusted financing partner
Growth Since Inception: Scaling with Purpose
Since its founding in 2017, Verdant Commercial Capital has originated more than $4 billion in total financing, a remarkable achievement that illustrates the company’s rapid ascent within the equipment finance landscape and its ability to scale operations effectively without compromising on its founding principles of simplicity, transparency, and customer-centricity, positioning it as a standout player among independent finance firms
Strengthening Vendor Partnerships Across Industries
The company’s vendor-focused approach has enabled it to establish strong relationships across a wide range of industries, providing tailored financing solutions that align with the specific needs of each partner, thereby enhancing the overall value proposition for end customers while enabling vendors to offer integrated financing options that drive sales and improve customer satisfaction
Delivering Simple and Effective Financing Solutions
A key element of Verdant’s success has been its commitment to simplifying the financing process for customers, leveraging streamlined documentation, efficient approval workflows, and responsive service models that reduce friction and enable faster access to capital, making it easier for businesses to invest in critical equipment and technology that supports their growth and operational efficiency
Innovation as a Strategic Differentiator
Innovation has played a central role in Verdant’s growth strategy, with the company continuously refining its processes and leveraging technology to enhance the customer experience, improve decision-making speed, and optimize operational efficiency, ensuring that it remains competitive in an industry increasingly shaped by digital transformation and evolving customer expectations
The Strategic Significance of the Axos Bank Acquisition
The acquisition of Verdant Commercial Capital by Axos Bank represents a strategic alignment between two organizations with complementary strengths, combining Verdant’s specialized expertise in equipment finance with Axos Bank’s digital-first banking platform, creating a powerful synergy that is expected to unlock new growth opportunities and expand the range of services available to customers and partners
Integrating Equipment Finance with Digital Banking Capabilities
Through this acquisition, Verdant gains access to Axos Bank’s advanced technology infrastructure and nationwide banking capabilities, enabling it to enhance its service offerings, increase funding capacity, and deliver more comprehensive financial solutions that go beyond equipment financing to include a broader suite of commercial banking products and services
Enhancing Customer and Partner Value Proposition
For customers and partners, the integration with Axos Bank is designed to preserve the continuity of Verdant’s operations, including its experienced team, established processes, and servicing capabilities, while simultaneously expanding the resources available to support their financing needs, resulting in a more robust and versatile value proposition that combines stability with innovation
Leveraging Technology for Faster and More Efficient Decisions
One of the key benefits of the partnership is the ability to leverage Axos Bank’s technology-driven approach to deliver faster credit decisions, improved operational efficiency, and enhanced user experiences, enabling Verdant to meet the growing demand for speed and convenience in the financing process while maintaining high standards of risk management and compliance
Expanding Funding Capacity and Market Reach
The acquisition also strengthens Verdant’s funding capacity, providing access to a broader capital base that supports continued growth in originations and portfolio expansion, while also enabling the company to reach new markets and customer segments through Axos Bank’s established distribution channels and national footprint
Maintaining Continuity While Driving Change
Despite the significant transformation associated with the acquisition, Verdant has emphasized its commitment to maintaining continuity in its relationships and service delivery, ensuring that customers and partners continue to benefit from the same high level of expertise and support that has defined the company’s success, even as it evolves within a larger organizational framework
A Shared Vision for Growth and Innovation
Both Verdant and Axos Bank share a common vision centered on innovation, efficiency, and customer-centricity, creating a strong cultural alignment that supports the integration process and lays the foundation for future collaboration and growth across multiple business segments
Leadership Outlook on the Partnership
According to CEO Mike Rooney, the partnership with Axos Bank represents an exciting opportunity to accelerate Verdant’s growth trajectory, leveraging the bank’s commitment to technology and customer service to enhance the company’s capabilities and deliver even greater value to its stakeholders
Positioning for Long-Term Success in Equipment Finance
As the equipment finance industry continues to evolve, driven by technological advancements, changing customer expectations, and increasing competition, Verdant’s combination of strong financial performance, strategic partnerships, and a clear focus on innovation positions it well to navigate these challenges and capitalize on emerging opportunities
Supporting Business Investment and Economic Growth
By providing accessible and efficient financing solutions, Verdant plays a critical role in enabling businesses to invest in the equipment and technology they need to grow, contributing to broader economic development and supporting the success of its customers across a wide range of industries
Strengthening Competitive Advantage Through Integration
The integration with Axos Bank enhances Verdant’s competitive positioning by combining specialized expertise with scalable infrastructure, creating a platform that is well-equipped to compete with both independent finance companies and traditional banks in the equipment finance market
ABOUT VERDANT COMMERCIAL CAPITAL
Verdant Commercial Capital, now part of Axos Bank, the nationwide subsidiary of Axos Financial, Inc. (NYSE: AX), provides financing solutions for the acquisition of business essential equipment and software in six industries: Industrial; Manufacturing; Specialty Vehicle; Golf, Sports & Entertainment; Renewables & Energy Efficiency; and Technology & Office Automation. Verdant brings partners the ability to fund business with transaction sizes from below $25,000 up to $100 million. Verdant is headquartered in Cincinnati and has offices across the U.S. (Axos Bank is headquartered in San Diego.) For more information, visit www.verdantcc.com.
