Treasury Prime Partners with U.S. Bank to Expand Embedded Banking Access and Drive Financial Innovation
Treasury Prime, a leading embedded banking operating system provider, has announced its inclusion in the U.S. Bank Connected Partnership Network, an award-winning digital marketplace that connects treasury and payment professionals with fully integrated fintech and third-party technology solutions. This strategic collaboration marks a significant milestone in the evolution of embedded finance, enhancing how corporate treasury teams and financial institutions adopt and deploy advanced banking technologies.
Expanding the Reach of Embedded Banking
The U.S. Bank Connected Partnership Network serves as a digital hub for businesses seeking to modernize their treasury and payment operations. By joining this platform, Treasury Prime brings its powerful Bank OS technology to a broader audience, empowering U.S. Bank’s treasury clients with seamless access to sophisticated subledger systems, AI-driven reconciliation capabilities, and scalable infrastructure for managing complex financial operations.
This move strengthens the connection between traditional banking and the fast-evolving world of fintech, enabling companies to integrate new financial solutions with minimal disruption. Treasury Prime’s system supports efficient back-office management, helping treasury departments handle higher transaction volumes, automate reconciliation, and maintain transparency across accounts and subledgers.
For U.S. Bank, the partnership reflects its ongoing commitment to providing clients with trusted, innovative technologies that align with the digital transformation of the financial services landscape.
What the Collaboration Brings to U.S. Bank Clients
Through this partnership, U.S. Bank’s treasury and payment services clients gain direct access to Treasury Prime’s Bank OS platform, which simplifies traditionally complex integrations between financial systems and core banking processes. The platform enables real-time financial tracking, streamlined reconciliation, and a unified system for managing embedded banking relationships.
By integrating Treasury Prime’s tools, U.S. Bank customers can more easily build or expand their embedded finance offerings—whether that involves integrating banking functions into software platforms, managing multiple accounts, or providing real-time payment solutions.
The collaboration also gives U.S. Bank’s fintech and corporate partners a competitive edge by reducing development time, implementation costs, and operational complexity through Treasury Prime’s OneKey API—a single connection point that links fintechs to more than 15 banks in Treasury Prime’s growing Bank Network.
Simplifying Embedded Finance Through a Unified Network
Treasury Prime’s OneKey product is designed to eliminate one of the biggest hurdles in fintech integration: connecting to multiple banks through different APIs and compliance systems. With OneKey, fintechs and enterprises can integrate with a single API and instantly access multiple financial institutions.
This multi-bank connectivity approach allows companies to diversify banking relationships, optimize liquidity management, and expand their financial services footprint across geographies. It also creates resilience by enabling businesses to route transactions through multiple banks, ensuring operational continuity and flexibility.
By joining the U.S. Bank Connected Partnership Network, Treasury Prime further extends these benefits to a larger audience of corporate treasury teams and fintech innovators who rely on U.S. Bank’s infrastructure to manage their financial ecosystems.
A Shared Vision for Scalable and Secure Financial Innovation
Commenting on the partnership, Jeff Nowicki, Chief Banking Officer at Treasury Prime, emphasized the shared vision that drives the collaboration:
Our mission is to give financial institutions and their clients the technology needed to scale faster, smarter, and more securely. Partnering with U.S. Bank, a trusted leader in treasury and payments innovation, reflects our shared commitment to helping clients modernize their financial operations. It also underscores the continued growth of our Bank Network, connecting fintechs with best-in-class institutions across the country.
Nowicki’s statement captures the essence of the embedded banking movement—combining the agility of fintech platforms with the reliability and security of traditional banking infrastructure. Treasury Prime’s inclusion in the Connected Partnership Network is not just a business expansion; it’s a reinforcement of the trend toward collaborative financial ecosystems, where partnerships replace silos and innovation thrives on shared technological foundations.
Building a Unified Embedded Financial Ecosystem
At its core, this collaboration symbolizes the next phase in the evolution of embedded finance. By linking Treasury Prime’s API-based platform with U.S. Bank’s enterprise-scale treasury and payments systems, both organizations aim to create a unified embedded financial ecosystem.
In such an ecosystem, enterprises can embed banking capabilities—like payments, account management, and lending—directly into their software or workflows. This eliminates friction between banks and customers, making financial services more accessible, integrated, and efficient.
For financial institutions, the partnership also unlocks opportunities to serve fintechs and corporate clients that demand modern, API-driven banking experiences. Treasury Prime’s technology effectively bridges the gap between legacy systems and next-generation financial products, helping U.S. Bank clients remain competitive in a rapidly digitizing market.
U.S. Bank’s Commitment to Technological Excellence
Alberto Casas, head of product for U.S. Bank Treasury and Payment Services, highlighted how the partnership aligns with U.S. Bank’s mission to empower clients with modern solutions:
The Connected Partnership Network is designed to help our clients discover and deploy treasury technologies that meet their evolving needs. By adding Treasury Prime to the Network, we’re giving clients access to tools that simplify back-office operations and accelerate innovation. This partnership reflects our commitment to connecting clients with powerful, embedded solutions that enhance control and efficiency across their financial ecosystems.
Casas’ statement underlines U.S. Bank’s strategy of combining robust banking capabilities with digital-first innovation. Through the Connected Partnership Network, the bank offers clients a pre-vetted, fully integrated ecosystem of solutions—from payment automation and liquidity management to API-driven embedded banking technologies like Treasury Prime’s Bank OS.
Driving the Future of Corporate Treasury and Fintech Collaboration
The partnership arrives at a pivotal moment for corporate treasury departments, many of which are facing mounting pressure to modernize financial operations and manage increasingly complex cash management processes. As businesses expand globally and transaction volumes rise, the demand for real-time visibility, automation, and AI-powered analytics has never been greater.
Treasury Prime’s AI-driven reconciliation tools address this need by automatically matching payments and receipts, reducing manual workloads, and improving data accuracy across multiple ledgers and accounts. When combined with U.S. Bank’s expertise in treasury management, this technology provides clients with a comprehensive, future-ready toolkit for efficient financial governance.
Beyond immediate operational gains, the collaboration also signals a broader industry trend—the convergence of banking and technology into embedded, API-driven ecosystems. Financial institutions are increasingly seeking partnerships with fintech providers to deliver enhanced customer experiences, improve agility, and support faster innovation cycles.
Empowering Growth Through Collaboration
Together, Treasury Prime and U.S. Bank are shaping a new era of connected financial infrastructure, one that enables banks, fintechs, and enterprises to collaborate more seamlessly than ever before. By combining U.S. Bank’s trusted financial services with Treasury Prime’s advanced technology, the partnership sets a new benchmark for embedded banking innovation.
This collaboration not only expands Treasury Prime’s footprint within the U.S. financial landscape but also reinforces U.S. Bank’s reputation as a forward-thinking leader in digital treasury services. As more businesses embrace embedded finance, partnerships like this one will play a crucial role in driving growth, operational efficiency, and the democratization of financial technology.
