Newegg Business Partners with Credit Key to Empower Businesses with Flexible Financing and Extended Payment Terms
In today’s fast-paced digital economy, access to technology is not just a necessity—it’s a competitive advantage. Recognizing that many businesses face challenges in balancing technological investment with cash flow management, Newegg Business, the B2B division of Newegg Commerce, Inc. (NASDAQ: NEGG), has announced a strategic partnership with Credit Key, a leading B2B financing provider. This collaboration marks a major step forward in empowering companies of all sizes to acquire essential IT and electronics equipment with greater financial flexibility, providing term options that range from Net 30 to 12 months.
The partnership introduces a new layer of financial convenience for business customers, giving them the ability to buy now and pay later while ensuring smoother cash flow and easier access to mission-critical technology. The joint offering also includes special promotions such as 0% interest for 60 days, extending the traditional 30-day interest-free period and offering more breathing room for business budgets.
A Partnership Designed to Empower Business Growth
As a trusted name in the e-commerce and technology distribution industry, Newegg Business serves a wide range of corporate clients—from startups and educational institutions to government agencies and global enterprises. The platform provides access to thousands of IT products, components, networking solutions, and professional electronics.
Now, with Credit Key as an integrated financing partner, Newegg Business expands its existing Net 30 Credit Line program by introducing flexible financing solutions that allow customers to spread payments over longer periods—up to 12 months. This initiative ensures that businesses can maintain operational continuity and growth without the pressure of immediate full payment.
“At Newegg Business, we understand that managing cash flow is critical for companies of all sizes,” said Ivan McClain, Marketing Manager at Newegg Business. “Our partnership with Credit Key gives customers access to Net 30 terms and extended financing plans, empowering them to purchase essential IT and electronics when they need them, without the strain of immediate payment. This flexibility helps our customers invest strategically, manage budgets effectively, and build stronger business credit as they grow.”
How the Partnership Works
The Newegg Business + Credit Key partnership integrates seamlessly into the existing Newegg Business checkout process. Companies can now apply for Credit Key financing directly when placing their orders. Approval decisions are delivered instantly—often within a few minutes—making it a fast and simple way for businesses to secure the technology they need.
Once approved, businesses can select payment terms that align with their budgets and cash flow cycles. Credit Key offers both Net 30 and extended-term financing of up to 12 months, ensuring flexibility for different business needs. This means that whether a company needs a short-term bridge to manage operational expenses or a longer-term plan to finance larger infrastructure projects, the partnership provides a tailored solution.
Key Benefits for Business Customers
The collaboration between Newegg Business and Credit Key provides a comprehensive suite of benefits that go beyond simple financing.
1. Expanded Financing Options
Businesses can now choose between traditional Net 30 terms or extended-term payment options of up to 12 months, enabling them to better plan and manage expenditures. Credit Key’s platform also supports monthly installment plans customized to each customer’s financial capacity.
2. Immediate Access to Essential Technology
Instead of delaying purchases due to cash flow limitations, companies can immediately invest in critical infrastructure such as servers, laptops, networking gear, and security systems. This ensures business continuity and technological competitiveness without large upfront costs.
3. Improved Cash Flow Management
The “buy now, pay later” model enables smoother financial operations by aligning technology investments with incoming revenue cycles. Businesses can reinvest capital into operations, marketing, or staffing while spreading out hardware and IT costs.
4. Strengthened Business Credit
By making timely payments through Credit Key, businesses can establish and strengthen their trade credit history, improving their financial profile and access to future credit opportunities.
5. Streamlined Procurement Process
Newegg Business customers already benefit from robust account management tools that make purchasing and inventory management easier. Adding Credit Key’s financing tools to the mix simplifies procurement further, giving companies one cohesive platform for purchasing, financing, and tracking expenses.
Supporting Small and Mid-Sized Enterprises (SMEs)
One of the biggest advantages of this partnership is its potential to support small and mid-sized businesses (SMBs)—a segment often underserved by traditional lenders. These companies often face difficulty securing flexible credit terms or immediate financing for essential purchases.
By integrating Credit Key into the Newegg Business ecosystem, SMEs can bypass lengthy approval processes and enjoy instant credit decisions, with clear and transparent repayment structures. This empowers growing organizations to take control of their financial planning while scaling operations at their own pace.
A Limited-Time 0% Interest Promotion
To celebrate the partnership’s launch, Newegg Business and Credit Key are introducing a limited-time promotional offer: qualified business customers can take advantage of 0% interest for the first 60 days, doubling the standard 30-day interest-free period.
This promotion makes it easier for businesses to acquire vital technology immediately—whether upgrading servers, expanding data centers, or refreshing office hardware—without paying any additional interest within the first two months.
“Our mission at Credit Key is to empower businesses with the financial flexibility they need to succeed,” said Ben Margolis, VP of Sales at Credit Key. “This launch with Newegg Business, including the 0% interest for 60 days promotion, represents a powerful way for companies to acquire the technology they need now and pay later, without compromising cash flow.”
This incentive is particularly valuable for organizations that experience fluctuating revenue or seasonal demand, as it allows them to align payments with their earnings cycles, minimizing financial strain while maintaining growth momentum.
Enabling Smarter Technology Investments
The partnership not only enhances financial flexibility but also supports smarter, more strategic technology planning. Businesses can now make proactive upgrades to their IT infrastructure, enabling digital transformation initiatives such as:
- Cloud migration and data center modernization
- Cybersecurity and network upgrades
- Remote work enablement and collaboration tools
- Hardware lifecycle management
With financing barriers reduced, IT departments and procurement teams can adopt cutting-edge solutions that improve efficiency, security, and scalability—critical factors in today’s increasingly digital-first business landscape.
Building Long-Term Financial Stability
Beyond convenience, this collaboration underscores a shared vision between Newegg Business and Credit Key—to strengthen long-term financial health for businesses. By combining reliable product supply with flexible financial tools, the partnership helps organizations maintain liquidity while continuously improving their technological capabilities.
Companies can now align purchasing with strategic growth objectives, making capital allocation more predictable and sustainable. Over time, responsible use of Credit Key’s financing can also help firms build valuable credit history, positioning them for more favorable financing opportunities in the future.
About Newegg Business
Newegg Business Inc., a subsidiary of Newegg Commerce, Inc. (NASDAQ: NEGG), founded in 2010 and based in Los Angeles County, is a leading online retailer catering to small and medium-sized businesses, enterprises, academic institutions, federal, state, and local government facilities, and military personnel. The company sells PC hardware, consumer electronics, gaming, PC peripherals, home appliances, office supplies, and lifestyle technology. Newegg Business Inc. also serves businesses’ e-commerce needs with marketing, supply chain, and technical solutions on a single platform. For more information, please visit NeweggBusiness.com.
About Credit Key
Credit Key is a leading provider of B2B buy now, pay later (BNPL) financing, offering instant credit decisions and flexible payment options that empower businesses to purchase what they need while maintaining healthy cash flow. Credit Key partners with top merchants to provide financing solutions that support growth and long-term business success.
* Credit Key is not a bank. The 0% interest for 60 days promotional offer (“Promotion”) is available only to eligible business customers and applies solely to qualifying business financing originated through Credit Key and issued by Lead Bank, Member FDIC. This Promotion is not available for consumer transactions and may not be combined with or applied to any other discounts, promotions, or rate offers. Standard rates, fees, and terms will apply following the promotional period in accordance with your loan agreement. All financing is subject to credit approval, underwriting, and verification by Lead Bank. Offer terms, eligibility requirements, and availability are subject to change or withdrawal at any time without prior notice. Promotional offer expires 10/31/2025.
