Elmer Bancorp Declares Special Cash Dividend to Reward Shareholders
ELMER BANCORP, INC. (“Elmer Bancorp” or the “Company”) (OTCID: ELMA), the parent company of The First National Bank of Elmer (the “Bank”), has announced that its Board of Directors declared a special cash dividend on February 2, 2026. The dividend, set at $0.20 per common share, will be payable on March 2, 2026, to shareholders of record at the close of business on February 16, 2026. This announcement marks a continued commitment by Elmer Bancorp to provide value and recognition to its shareholders, reflecting the Company’s strong financial performance in 2025.
Board of Directors Approves Special One-Time Dividend
Brian W. Jones, President and CEO of Elmer Bancorp, commented on the decision, stating, “I am pleased to announce that the Board of Directors has elected to continue the special one-time dividend this year. This dividend is being paid based on our outstanding performance of 2025. We feel that it is appropriate to reward our shareholders and wish to thank them as well as our customers and dedicated employees for another great year.” The statement underscores the Company’s focus on financial stability, shareholder satisfaction, and its ongoing efforts to recognize the contributions of its employees and the trust of its customers.
Dividend Highlights Shareholder Value and Corporate Performance
The declaration of this special cash dividend is a reflection of Elmer Bancorp’s commitment to maximizing shareholder value while maintaining the strength of its balance sheet. Special dividends, such as the one announced, are typically issued when a company achieves results beyond expectations and wants to return surplus earnings to shareholders. By providing this one-time distribution, Elmer Bancorp demonstrates its confidence in its ongoing operations and long-term financial strategy. Shareholders can expect this $0.20 per share dividend to provide a meaningful return, complementing the standard dividends issued regularly by the Company.
Historical Performance Driving 2026 Dividend Decision
Elmer Bancorp’s decision to issue a special cash dividend is rooted in the Company’s robust financial performance throughout 2025. Over the course of the year, the Company experienced strong growth in both deposits and loan origination, reflecting confidence from retail customers and business clients alike. The Company’s revenue streams benefited from consistent interest income, prudent risk management practices, and a focus on community engagement initiatives. These factors combined to produce financial results that supported the Board’s decision to reward shareholders with an additional one-time dividend. The decision highlights the Company’s sustainable approach to growth and its ability to balance profit generation with meaningful shareholder returns.
Commitment to Community Banking Excellence
Founded in 1903, The First National Bank of Elmer has maintained a steadfast focus on community banking for more than a century. As a nationally chartered bank headquartered in Elmer, New Jersey, it has built a reputation for providing personalized financial services to local individuals and businesses. The Bank’s operations span six full-service branch offices across Cumberland, Gloucester, and Salem Counties, including the main office at 10 South Main Street in Elmer. These locations serve as vital access points for banking services, supporting both personal and commercial clients in the region.
Comprehensive Banking Services for Retail and Business Clients
The Bank offers a wide range of deposit and loan products tailored to the needs of retail customers and small- to mid-sized businesses. Retail banking services include checking and savings accounts, certificates of deposit, and consumer loans designed to meet the personal financial needs of the community. For businesses, the Bank provides commercial loans, lines of credit, cash management solutions, and other financial products that enable growth and operational efficiency. By combining personalized service with a broad portfolio of financial solutions, The First National Bank of Elmer has maintained strong client relationships and sustained steady business growth.
Loan Production Office Expands Regional Reach
In addition to its full-service branches, the Bank operates a loan production office (LPO) in Marlton, New Jersey, strategically located to service clients in Burlington County. This office enables the Bank to extend its commercial and residential lending capabilities beyond its primary branch network, providing access to financial products for a wider range of customers. The LPO complements the Bank’s community-focused approach by ensuring that businesses and individuals throughout the region can access the financial support and guidance necessary to achieve their goals.
Strong Deposit Insurance Protects Customers
Deposits at The First National Bank of Elmer are insured up to the maximum legal limit by the Federal Deposit Insurance Corporation (FDIC), providing customers with confidence in the security and safety of their funds. The combination of strong financial management, regulatory compliance, and customer-focused service positions the Bank as a reliable and trusted financial partner in its communities. FDIC insurance coverage reassures depositors that their funds are protected, further strengthening the Bank’s reputation for stability and reliability.
Strategic Vision and Future Outlook
Looking ahead, Elmer Bancorp remains committed to sustaining growth while delivering shareholder value. The Company’s strategic vision includes continued investment in community banking operations, expansion of lending services, and enhancement of digital banking capabilities to meet evolving customer needs. By leveraging its longstanding presence in New Jersey, the Bank is well-positioned to capture growth opportunities in the local market, while maintaining a prudent approach to risk management. The issuance of the special cash dividend exemplifies how Elmer Bancorp aligns financial performance with shareholder rewards, reinforcing confidence in the Company’s long-term trajectory.
Recognizing Employees and Customer Loyalty
The announcement of the special dividend also reflects Elmer Bancorp’s acknowledgment of the contributions of its employees and the loyalty of its customer base. The Company attributes a significant portion of its success to its dedicated staff, whose commitment to excellence enables the delivery of high-quality financial services. Likewise, the continued trust and engagement of customers provide the foundation for sustainable growth. By linking shareholder returns to operational performance, Elmer Bancorp demonstrates an integrated approach to corporate success that benefits all stakeholders.
Corporate Governance and Financial Stewardship
Elmer Bancorp’s Board of Directors plays a central role in guiding the Company’s financial strategy and ensuring sound corporate governance. The decision to declare a special cash dividend follows a thorough review of the Company’s financial statements, capital adequacy, and future operational needs. The Board’s oversight ensures that decisions align with long-term shareholder interests while maintaining financial stability. Such proactive governance underscores the Company’s commitment to transparency, responsibility, and prudent fiscal management.
Strengthening Local Economies Through Banking Services
Beyond shareholder returns, The First National Bank of Elmer actively contributes to the economic vitality of its communities. By providing accessible financing solutions, supporting small business growth, and offering personalized customer service, the Bank fosters economic development across the regions it serves. The combination of community engagement and financial expertise positions the Bank as a cornerstone institution, facilitating local prosperity and supporting the financial well-being of residents and businesses alike.
