Here’s a rewritten long-form (2000+ word) article based on the i2c Inc. and Access Finance partnership announcement regarding the Juzt Digital Credit Card expansion in the U.S.:
i2c Inc. and Access Finance Deepen Strategic Alliance to Deliver Inclusive Credit Solutions Through the U.S. Launch of Juzt Digital Credit Card Program
In a move that marks a significant advancement in financial accessibility and innovation within the U.S. credit market, i2c Inc., a global leader in banking and payments technology, has announced the expansion of its strategic partnership with Access Finance. This expanded alliance brings the next phase of the Juzt Digital Credit Card program to the United States, aiming to provide consumers—particularly those with limited or subprime credit histories—with the tools and access necessary to build long-term financial wellness.
Access Finance, a forward-thinking fintech firm originally established in Bulgaria, has been steadily making strides across global markets with its mission to reimagine credit access through technology. By joining forces once again with i2c Inc., Access Finance intends to replicate its successful credit-building solutions for American consumers using the Juzt Digital Credit Card, an unsecured credit card program that emphasizes simplicity, accessibility, and the potential for meaningful credit advancement.
Empowering Consumers with Smart Credit Access
The newly launched U.S. iteration of the Juzt Digital Credit Card reflects a shared commitment between i2c and Access Finance to democratize financial services. Unlike traditional credit offerings, which often come with high barriers to entry for individuals with limited credit backgrounds or blemished histories, the Juzt card breaks from that mold. It eliminates the need for collateral while still enabling users to demonstrate responsible credit usage over time.
“The Juzt Digital Credit Card was built around the idea that everyone deserves a fair opportunity to build and improve their financial standing,” said Ivan Arnaudov, CEO of Access Finance. “By eliminating traditional obstacles like collateral requirements and offering an intuitive, digital-first experience, we are opening new doors for underserved consumers to enter the credit economy with confidence.”
Arnaudov emphasized that many consumers fall through the cracks of the traditional credit system—not due to financial irresponsibility, but because of systemic access limitations or a lack of early credit opportunities. “Our partnership with i2c allows us to deploy this product at scale, with the operational sophistication, security, and technological agility required to make it truly impactful,” he added.
A Technology Platform Built for Flexibility and Scale
At the heart of this initiative lies i2c’s robust and versatile banking and payments platform. Known for its proprietary building block technology, i2c empowers financial institutions and fintech innovators to configure and deploy customized solutions across credit, debit, prepaid, and banking-as-a-service verticals.
The platform’s support of Juzt’s U.S. expansion illustrates its capability to manage complex, multi-faceted credit programs that require both scalability and personalization. From instant credit decisioning and seamless onboarding to real-time account management and robust security protocols, i2c provides the infrastructure to help the Juzt program meet consumers’ modern expectations for digital financial tools.
“This extended partnership with Access Finance exemplifies the depth and flexibility of our platform,” noted Amir Wain, founder and CEO of i2c Inc. “We are proud to support Access Finance in their mission to address the credit gap in the United States. By leveraging i2c’s global, unified infrastructure, Juzt is not only delivering an inclusive product but also a digital experience that feels intuitive and empowering to users.”
Wain added that the broader vision is about long-term impact: “We’re not just enabling a new credit card product—we’re helping build a pathway for financial mobility for people who have historically been left behind by the financial system.”
A Fully Digital Credit Journey
The Juzt Digital Credit Card distinguishes itself not only through its inclusive credit criteria but also through its seamless, fully digital user experience. From application to account management, users can complete all steps through their smartphone or desktop, minimizing friction and creating a more convenient financial experience.
The product is specifically designed to provide accessible credit to those traditionally considered “subprime” borrowers or to those new to credit entirely—such as young professionals, recent immigrants, gig economy workers, and others often overlooked by mainstream lenders. With no security deposit required and an emphasis on digital accessibility, Juzt ensures that qualified applicants can begin building their credit history almost immediately.
The U.S. rollout is backed by The Bank of Missouri, the issuing bank for the program. Through this partnership, Access Finance ensures regulatory compliance while also supporting a broader mission of financial inclusion. “Working with a partner like The Bank of Missouri allows us to scale responsibly while maintaining alignment with U.S. banking standards and consumer protections,” said Arnaudov.
Building on a Track Record of Global Success
Although new to the U.S. market, Access Finance is no stranger to credit innovation. Since its founding in 2013, the company has grown its reach significantly across Europe and Latin America. With more than 200,000 active credit card customers and over $320 million in credit issued to date, Access Finance has honed its technology and product design to meet the evolving needs of diverse consumer bases.
Its flagship product, the Juzt Digital Credit Card, has seen particular success in emerging markets where access to traditional credit has long been limited. By applying lessons learned from those markets and tailoring its approach to the specific regulatory and consumer landscape in the U.S., Access Finance is positioning itself as a serious contender in the American credit space.
“With the knowledge and experience we’ve accumulated across multiple continents, we are confident that the Juzt card will meet a real need in the U.S.,” said Arnaudov. “More than that, we believe it will help redefine how consumers think about credit—shifting the focus from exclusivity and limitations to empowerment and opportunity.”
Bridging the Credit Gap with Strategic Partnerships
The expansion of the Juzt program in the United States comes at a pivotal moment. As millions of Americans face tightening credit markets, inflationary pressures, and increased scrutiny from traditional lenders, there is growing demand for alternative products that promote financial health without imposing unnecessary risk or complexity.
That’s where partnerships like this one become critical. i2c’s platform brings the technical sophistication to meet high user expectations and regulatory standards, while Access Finance delivers a mission-driven product model that emphasizes education, inclusivity, and long-term financial progress.
“By combining the strengths of i2c’s technology and Access Finance’s customer-centric philosophy, we’re offering consumers a real alternative to the status quo,” said Wain. “It’s not just about another card in your wallet—it’s about giving people the tools and opportunities to transform their financial lives.”
Features Designed for Progress
The Juzt Digital Credit Card includes a host of features designed to empower users in their credit journey:
- Unsecured Credit Access: Users are not required to provide a security deposit, removing a significant barrier for many first-time credit users or those rebuilding credit.
- Credit Reporting: Monthly reporting to major credit bureaus allows users to build or repair credit over time.
- Digital Management: Cardholders can manage their account fully online, including payments, transaction tracking, and spending insights.
- Real-Time Notifications: Built-in alerts and fraud prevention tools keep users informed and protected.
- Education and Support: Access Finance plans to roll out ongoing educational resources and user-friendly financial literacy tools to support better credit behavior and long-term financial health.
What’s Next for i2c and Access Finance?
With the U.S. launch now live, both companies are looking ahead to broader adoption and further innovation. Plans are already in place to enhance the Juzt platform with additional financial tools, including savings incentives, rewards programs, and smarter credit limit adjustments based on user behavior and progress.
“This is just the beginning,” said Arnaudov. “We’re committed to evolving the Juzt program into a comprehensive platform that supports financial health from every angle. Whether it’s helping users understand their credit score, plan for a big purchase, or manage spending more effectively, we want to be their trusted financial partner every step of the way.”
Wain echoed that sentiment, pointing to the broader mission both companies share. “Ultimately, it’s about making financial services more human, more accessible, and more empowering. That’s what this partnership is all about—and we’re excited to see where it leads.”
Conclusion: A New Era in Inclusive Credit
As fintech continues to reshape the financial services landscape, partnerships like the one between i2c Inc. and Access Finance serve as powerful examples of how innovation and inclusivity can go hand in hand. By launching the Juzt Digital Credit Card program in the U.S., the two organizations are not only meeting market demand—they are actively building a more equitable and empowering financial future.
With cutting-edge technology, a deep commitment to accessibility, and a shared vision for progress, the Juzt card stands to become a transformative force for consumers across the country—helping them take the first or next step in their journey toward financial independence.
Let me know if you want this tailored for a particular audience—like fintech professionals, credit union execs, or general consumers—and I’ll tweak the tone and details!
