Ameriprise Financial Welcomes Experienced $120 Million Advisory Team to Drive Client-Centric Growth
Loveday Caruso Wealth Management Group, a Colorado-based financial advisory practice overseeing approximately $120 million in client assets, has entered a new phase of growth by joining the independent channel of Ameriprise Financial, Inc. (NYSE: AMP). The move represents a deliberate strategic transition from LPL Financial and reflects the team’s long-term vision to enhance client service, streamline operations, and position the practice for sustainable growth in an increasingly complex wealth management environment. Based in Littleton, Colorado, the firm is led by private wealth advisor Sean Loveday, ChFC®, CLU®, alongside financial advisor Sarah Caruso and administrative assistant Lori O’Halloran, a closely integrated team that has built its reputation on trust, transparency, and comprehensive financial planning.
Leadership and Team Structure Anchored in Experience
At the center of the practice is Sean Loveday, whose professional designations and extensive advisory experience underscore the firm’s commitment to disciplined planning and fiduciary responsibility. His leadership philosophy emphasizes holistic advice, proactive communication, and long-term partnerships with clients, values that have shaped the firm’s growth trajectory over the years. Financial advisor Sarah Caruso plays a pivotal role in client relationship management and strategic planning, bringing a collaborative approach that aligns investment strategy with individual client goals. Supporting the advisory function is Lori O’Halloran, whose administrative expertise ensures that operations, compliance, and client service functions run smoothly and efficiently, allowing advisors to focus on high-value advisory work rather than administrative burden.
The Rationale Behind the Move to Ameriprise Financial
The decision to affiliate with Ameriprise Financial was not made lightly and followed a comprehensive evaluation of platform capabilities, cultural alignment, and long-term scalability. For Loveday Caruso Wealth Management Group, the move was driven by a clear objective: to elevate the overall client experience while improving internal efficiency and decision-making. The Ameriprise independent channel offered a balance of autonomy and institutional support, allowing the firm to maintain its identity and client-first philosophy while gaining access to sophisticated tools, insights, and resources designed for experienced advisory teams. This alignment of independence with structured support was a key factor in the team’s decision-making process.
Client-Centered Technology as a Cornerstone of the Practice
Technology played a decisive role in the transition, as the firm sought a platform that could deliver a seamless, transparent, and intuitive experience for clients. According to Loveday, Ameriprise stood out for its ability to present a client’s entire financial picture in one integrated environment, offering clarity and accessibility without sacrificing depth or sophistication. Clients can view investments, track progress toward goals, and engage with their advisory team through flexible communication channels, whether digitally or in person. This accessibility empowers clients to remain actively involved in their financial planning while reinforcing trust through transparency and real-time information.
Enhancing the Client Experience Through Transparency and Access
Transparency has long been a guiding principle of Loveday Caruso Wealth Management Group, and the Ameriprise platform supports that philosophy by providing clear reporting, intuitive dashboards, and comprehensive insights into portfolio performance and planning outcomes. Clients benefit from having immediate access to relevant information, enabling informed conversations and timely decision-making. The firm believes that when clients understand not only what is happening with their finances but also why certain strategies are being implemented, they are more confident and engaged partners in the planning process, ultimately leading to stronger long-term relationships.
Practice Management Efficiency and Integrated Capabilities
Beyond client-facing technology, operational efficiency was a critical consideration in the firm’s transition. Ameriprise offers integrated practice management capabilities that allow advisors to manage investments, insurance solutions, and financial planning activities within a unified framework. This integration reduces complexity, minimizes manual processes, and enhances data accuracy, enabling advisors to make more informed decisions. Loveday emphasized that access to deeper insights and analytical tools has strengthened the team’s confidence in portfolio management and improved their ability to clearly communicate strategies and outcomes to clients in a meaningful and understandable way.
Improved Decision-Making Through Deeper Insights
The availability of robust data and analytics within the Ameriprise ecosystem has transformed how the firm approaches portfolio construction and ongoing monitoring. Advisors can evaluate performance, risk exposure, and alignment with client objectives using comprehensive tools that support proactive management rather than reactive adjustments. These insights not only enhance investment oversight but also support more productive client conversations, as advisors can articulate the rationale behind recommendations and demonstrate how strategies align with evolving goals and market conditions.
The Importance of Home Office Support
Another decisive factor in the move to Ameriprise was the depth and quality of home office support available to independent advisors. From the initial transition process through ongoing operations, the Loveday Caruso team has benefited from responsive, knowledgeable support designed to address both immediate needs and long-term growth objectives. Questions are answered promptly and accurately, reducing friction and allowing the team to maintain momentum during periods of change. This level of support extends beyond operational assistance to include strategic guidance across a wide range of disciplines.
Access to Specialized Expertise Across Multiple Disciplines
Ameriprise provides advisors with access to a broad network of specialists covering investments, marketing, retirement planning, practice management, compliance, and more than a dozen additional areas. For Loveday Caruso Wealth Management Group, this expertise functions as an extension of their internal team, offering targeted insights and best practices that strengthen the business as a whole. The ability to consult with subject-matter experts enables the firm to refine strategies, explore new growth opportunities, and adapt to regulatory and market developments with confidence.
Transition Support and Ongoing Growth Guidance
The transition process itself was structured to minimize disruption for both the advisory team and their clients, ensuring continuity of service and communication throughout the move. Ameriprise’s transition support provided clear guidance, detailed planning, and hands-on assistance, allowing the firm to focus on client relationships rather than logistical challenges. Following the transition, ongoing growth guidance has helped the team identify opportunities to expand services, deepen client engagement, and enhance operational effectiveness in alignment with their long-term vision.
Client Feedback Validates the Strategic Decision
Early feedback from clients has been overwhelmingly positive, reinforcing the firm’s confidence in its decision to join Ameriprise. Clients have responded favorably to the ease of accessing information, the intuitive digital experience, and the seamless communication channels now available to them. According to Sarah Caruso, clients appreciate how effortlessly they can engage with their advisors, review their financial progress, and participate in planning discussions, creating a more collaborative and responsive advisory relationship.
Expanding Client Engagement and Community Presence
Looking ahead, the team is enthusiastic about leveraging Ameriprise’s resources to expand client events, educational initiatives, and community engagement efforts. These activities are designed to foster deeper relationships, provide ongoing financial education, and create meaningful touchpoints beyond traditional advisory meetings. By integrating technology-enabled communication with personalized experiences, the firm aims to strengthen client loyalty and reinforce its role as a trusted financial partner within the community.
A Holistic Approach to Wealth Management
Loveday Caruso Wealth Management Group is committed to providing comprehensive advice that addresses the full spectrum of clients’ financial lives, including investment management, retirement planning, risk management, and legacy planning. The firm’s holistic approach is grounded in a deep understanding of each client’s goals, values, and family dynamics, allowing advisors to tailor strategies that evolve over time. Ameriprise’s integrated platform supports this approach by aligning planning tools, investment solutions, and reporting capabilities within a cohesive framework.
Local and Regional Support Strengthens the Practice
In addition to national resources, the firm benefits from localized support through Ameriprise leadership, including Franchise Field Vice President Danielle Dwyer and Regional Vice President Trish Moll. This regional presence provides an added layer of guidance and connection, ensuring that the firm has access to leadership familiar with local market dynamics and advisor needs. The combination of local insight and national scale creates a supportive environment conducive to long-term success.
Ameriprise’s Track Record of Attracting Experienced Advisors
Ameriprise Financial has consistently attracted experienced and productive advisors, with approximately 1,700 joining the firm over the past five years. This growth reflects the company’s ability to offer a compelling value proposition that balances independence, support, and scalability. For advisory teams like Loveday Caruso Wealth Management Group, joining a firm with a strong track record of advisor satisfaction and growth provides confidence in the sustainability and relevance of the partnership.
Understanding the Ameriprise Ultimate Advisor Partnership
Central to Ameriprise’s advisor value proposition is the Ultimate Advisor Partnership, a differentiated model designed to help advisors accelerate growth while delivering an exceptional client experience. The partnership emphasizes independence, cultural alignment, and comprehensive support, enabling advisors to scale their businesses without sacrificing autonomy. Through this model, advisors can deepen client relationships, enhance service delivery, and drive referrals that support future growth.
Independence Balanced With Structured Support
The Ultimate Advisor Partnership is built on the principle that advisors thrive when they have the freedom to run their businesses according to their values, supported by robust infrastructure and expertise. For Loveday Caruso Wealth Management Group, this balance allows the team to maintain its personalized approach while benefiting from institutional-grade resources. The partnership fosters an environment where advisors can innovate, adapt, and grow in response to changing client needs and market conditions.
Positioning for Long-Term Growth and Client Impact
By joining Ameriprise Financial, Loveday Caruso Wealth Management Group has positioned itself for long-term growth rooted in enhanced client experience, operational excellence, and strategic support. The firm’s leadership believes that the combination of advanced technology, integrated practice management, and comprehensive support will enable them to serve clients more effectively while expanding their reach and impact. As the wealth management landscape continues to evolve, the firm’s proactive approach underscores its commitment to remaining at the forefront of client-centered advisory excellence.
About Ameriprise Financial
At Ameriprise Financial, we have been helping people feel confident about their financial future for more than 130 years2. With extensive investment advice, global asset management capabilities and insurance solutions, and a nationwide network of more than 10,000 financial advisors, we have the strength and expertise to serve the full range of individual and institutional investors’ financial needs.
