A&D Mortgage Unveils Mortgage Industry’s First Integrated Non-QM AUS
A&D Mortgage, widely recognized as the nation’s leading Non-QM lender, has once again set a new standard for innovation and efficiency in the mortgage industry. The company proudly announces the launch of its exclusive, fully integrated automated underwriting system (AUS) tailored specifically for Non-Qualified Mortgage (Non-QM) loan products—a groundbreaking development that marks a pivotal moment in the history of Non-QM lending.
This revolutionary system, the first of its kind, is poised to redefine how brokers and lenders approach Non-QM loans, delivering unparalleled speed, accuracy, and operational efficiency. By streamlining what was once a complex and often cumbersome process, A&D Mortgage’s new Non-QM AUS promises to dramatically improve workflows for mortgage professionals across the board.
Leading the Charge in Non-QM Innovation
With the introduction of this cutting-edge technology, A&D Mortgage solidifies its position as a technological leader within the mortgage lending space. Building upon the proven success of its robust suite of digital tools—including the AIM Partner Portal and Quick Pricer—A&D Mortgage continues to be the partner of choice for brokers aiming to grow and streamline their businesses.
“Our goal has always been to simplify Non-QM lending and empower brokers to succeed in a highly competitive marketplace,” said Max Slyusarchuk, CEO of A&D Mortgage. “The launch of our Non-QM Automated Underwriting System is a transformative step forward. It addresses many of the pain points traditionally associated with Non-QM loans and brings the speed and efficiency of conventional AUS technology to a sector that has historically lacked such tools.”
Simplifying Complexity: The Power of Automation in Non-QM Lending
Non-QM loans are essential in providing financing solutions to borrowers who may not meet the strict criteria of conventional loan programs. These borrowers—ranging from self-employed individuals to real estate investors—often require more flexible underwriting standards, such as bank statement programs or debt-service coverage ratio (DSCR) loans. However, the very flexibility that defines Non-QM lending has historically introduced manual, labor-intensive processes, leading to longer turnaround times and increased potential for human error.
Recognizing this challenge, A&D Mortgage engineered its Non-QM AUS to be the backbone service within the AIM Partner Portal. It is meticulously designed to automate the underwriting process for a variety of Non-QM loan products, ensuring accuracy, speed, and consistency while preserving the flexibility inherent to these loans.
At its core, the system leverages advanced data-driven technology to assess loan eligibility and risk in real time. Results that previously took hours or even days to compile can now be generated in seconds. Brokers and lenders can now receive instant underwriting decisions, eliminating the guesswork and delays that often accompany Non-QM applications.
Key Features and Benefits of A&D Mortgage’s Non-QM AUS
A&D Mortgage’s Non-QM AUS is packed with a range of innovative features that deliver significant advantages to brokers, lenders, and borrowers alike. Some of the standout features include:
- Instant Loan Eligibility Approval:
Brokers no longer have to wait for manual underwriting reviews to determine whether a borrower qualifies. The Non-QM AUS delivers instant loan eligibility results, enabling faster decision-making and reducing bottlenecks in the loan process. - Automated Condition Generation:
Upon submission, the system generates a customized set of loan conditions tailored to the specific borrower profile. This automated approach removes the need for back-and-forth communication, allowing brokers to move forward with confidence and clarity. - Unmatched Consistency and Accuracy:
Powered by AI-driven algorithms, the system ensures that every loan evaluation is consistent, accurate, and fair. Subjective human judgments that may vary from underwriter to underwriter are replaced by objective, reliable assessments. - Intuitive User Interface:
Whether you are an experienced broker familiar with Fannie Mae and Freddie Mac AUS platforms or just starting out in Non-QM lending, the system’s interface is designed to be simple and user-friendly. Navigating the platform requires minimal training, reducing onboarding time and increasing adoption rates. - Technologically Advanced Architecture:
As the first AUS designed specifically for Non-QM loans, this platform gives A&D Mortgage partners a decisive competitive edge. By bringing the convenience of automated approvals to the Non-QM sector, the company is enabling brokers to better serve a broader range of clients. - Scalability and Roadmap for Future Enhancements:
According to Slyusarchuk, this initial launch is only the beginning. The company has a multi-year development roadmap in place to continuously refine and expand the system’s capabilities, ensuring that it evolves in tandem with market needs and broker feedback.
Setting a New Industry Standard
The introduction of the Non-QM Automated Underwriting System is more than a technological advancement; it represents a paradigm shift in how Non-QM loans are processed. For too long, the Non-QM sector has lagged behind the conventional mortgage space in terms of automation and digital transformation. A&D Mortgage’s latest innovation bridges this gap, making Non-QM loans easier, faster, and more reliable for brokers to offer.
“A&D Mortgage has built its reputation on being forward-thinking and responsive to the needs of our partners,” said Slyusarchuk. “Our Non-QM AUS is a direct response to the feedback we’ve received from brokers who want to serve more clients without getting bogged down by manual processes. We’re excited to see the positive impact this system will have on their businesses—and ultimately, on the borrowers they serve.”
Commitment to Broker Success
At its core, A&D Mortgage’s mission is centered around empowering brokers to thrive. The launch of the Non-QM AUS reinforces the company’s ongoing commitment to providing best-in-class tools and support for its partners. By removing unnecessary friction from the underwriting process, brokers can focus more on building client relationships and closing more deals—without sacrificing accuracy or compliance.
Moreover, the addition of the Non-QM AUS complements the company’s existing suite of digital solutions, which includes the AIM Partner Portal, Quick Pricer, and various broker-centric educational resources. Together, these platforms create a comprehensive ecosystem designed to help brokers efficiently manage their pipelines, price loans, and now, underwrite Non-QM loans at unprecedented speeds.
