Kampala Capital Secures $80 Million Warehouse Facility from O’Connor Capital Solutions to Support Continued Growth
Kampala Capital, S.A.P.I. de C.V., SOFOM, E.N.R., a Monterrey, Mexico-based non-bank financial institution focused on providing short-term cross-currency financing to Mexican small businesses, has announced the expansion of its warehouse financing facility with private funds managed by O’Connor Capital Solutions (OCS). The expanded facility will provide up to $80 million in financing to support loans originated by Kampala Capital, strengthening the company’s access to institutional capital and positioning it for its next phase of business growth.
The expanded commitment follows significant portfolio growth and strong performance during 2026. As demand for working capital continues to shape the financing needs of Mexican small businesses, Kampala is seeking to expand its lending capacity while maintaining its established approach to credit selection, risk management, and operational execution.
With the expanded facility in place, Kampala expects to grow its loan portfolio to more than $100 million over the next few years. The additional financing capacity is expected to help the company serve a broader range of small-business borrowers and support its continued development in Mexico’s short-term financing market.
Expanded Financing Facility Supports Kampala Capital’s Growth Strategy
The increase in the warehouse facility represents an important step in Kampala Capital’s growth strategy. By securing access to up to $80 million in financing from private funds managed by O’Connor Capital Solutions, the company will have additional resources to fund loans originated through its lending operations.
Warehouse facilities are commonly used by specialty lenders and non-bank financial institutions to finance loans before those assets are repaid, refinanced, or transferred through other funding arrangements. For a lender focused on short-term business financing, access to this type of capital can help align lending activity with borrower demand and provide greater flexibility in managing portfolio expansion.
For Kampala, the expanded commitment is intended to strengthen its capacity to originate and fund loans for Mexican small businesses. The additional funding comes as the company reports substantial portfolio growth and strong performance in 2026, creating a foundation for its next stage of expansion.
The company’s target of growing its portfolio beyond $100 million over the coming years reflects its plans to increase lending activity while preserving the credit standards and operational processes that support its business model. The larger facility provides a source of institutional financing that can help Kampala pursue this objective.
The announcement also highlights the importance of financing partnerships for non-bank lenders serving small and medium-sized businesses. Access to institutional capital can help specialty finance companies expand their lending capacity and provide working capital to businesses that require funding for their day-to-day operations.
Meeting the Short-Term Financing Needs of Mexican Businesses
Kampala Capital is headquartered in Monterrey, Mexico, and focuses on helping Mexican small businesses access short-term cross-currency financing. Its business model addresses working capital requirements for companies that need financing to support their operational activities.
Small businesses frequently need short-term funding to manage cash flow, cover operating expenses, and respond to changes in business activity. Access to suitable financing can be particularly important when a company must meet immediate financial obligations while waiting for customer payments or managing other working capital requirements.
Non-bank financial institutions play a role in this financing ecosystem by offering lending solutions outside traditional banking channels. Their ability to originate loans and maintain relationships with business borrowers can provide an additional source of funding for companies seeking short-term capital.
Kampala’s expanded facility is designed to support its loan origination activities by increasing the amount of institutional financing available to the business. As the company grows, this additional capacity could help it respond to increasing demand from clients seeking short-term working capital.
The announcement notes that Kampala’s clients are increasingly relying on lenders backed by institutional capital to meet their financing needs. The expanded commitment from OCS strengthens Kampala’s funding position as it seeks to continue serving this market.
Although the facility creates additional capacity for growth, the company has emphasized that expansion will remain tied to disciplined credit selection and risk management. Maintaining these practices will be important as the loan portfolio grows and the business serves a larger base of borrowers.
O’Connor Capital Solutions Extends Its Longstanding Partnership
The expanded warehouse facility builds on a relationship between Kampala Capital and O’Connor Capital Solutions that has lasted more than five years. The continued partnership reflects OCS’s support for Kampala’s development and its interest in the company’s future growth.
O’Connor Capital Solutions provides financing through private funds and follows investment strategies that include specialty finance and lender finance. The expanded commitment to Kampala aligns with these areas of focus by supporting a non-bank financial institution that originates loans for small businesses.
Joshua Mercado, Managing Director and head of asset-based finance at OCS, said the firm was pleased to continue its relationship with Kampala’s leadership team.
“We have experienced a successful 5+ year relationship with Adalberto, Armando, and the rest of the Kampala team and are excited to continue the partnership,” Mercado said.
He also highlighted the company’s portfolio growth and its approach to maintaining lending standards.
“The team at Kampala has grown the portfolio significantly while maintaining high credit standards and processes, and we’re excited to be a part of the continued growth of the business,” he said.
Mercado added that specialty finance and lender finance remain core strategies for OCS. He said the firm looks forward to continuing its partnership with Kampala and other portfolio companies while executing its flexible and global mandate.
The comments underscore the importance of an established relationship between a specialty lender and its financing provider. For Kampala, an expanded commitment from a capital partner with which it has worked for more than five years provides continuity as it seeks to increase its lending capacity.
For OCS, the facility represents continued support for a business that has expanded its portfolio while maintaining its stated credit standards and operating processes.
Kampala Leadership Highlights Confidence in the Business Model
Adalberto Espinosa, CEO and co-founder of Kampala Capital, described the expanded commitment as a validation of the company’s business model, portfolio quality, and team.
“This expanded commitment from O’Connor Capital Solutions is a strong validation of our business model, the quality of our portfolio, and the dedication of our team. We are pleased to further strengthen our partnership with OCS, whose ongoing support has been instrumental in Kampala’s growth,” Espinosa said.
He explained that the increased facility improves Kampala’s access to institutional capital and supports its plans to expand the loan portfolio.
“This increased facility enhances our access to institutional capital and positions us to accelerate portfolio expansion while preserving our disciplined approach to credit selection, risk management, and operational execution,” he said.
Espinosa added that the partnership provides a foundation for the company’s continued development in the years ahead.
The CEO’s remarks point to two priorities for Kampala as it moves into its next growth phase: increasing the scale of its lending business and maintaining the standards used to assess and manage credit risk. These objectives are central to the company’s plans to grow its portfolio beyond $100 million over the coming years.
For specialty lenders, portfolio expansion requires more than access to additional funding. It also depends on the ability to identify suitable borrowers, evaluate repayment capacity, manage credit exposure, and maintain consistent operational processes. Kampala’s stated focus on these areas indicates that the company intends to pursue growth while continuing to emphasize risk discipline.
Institutional Capital and the Specialty Finance Market
The expanded facility also illustrates the role institutional capital can play in supporting specialty finance businesses. Non-bank lenders often rely on funding arrangements with investment firms and private capital providers to support loan origination and manage the financing needs associated with portfolio growth.
A warehouse facility can give a lender access to funding for eligible loans, helping it continue originating credit without relying exclusively on its own balance sheet. The structure can be especially relevant for lenders serving businesses with short-term financing requirements, where the ability to fund new loans is closely linked to the availability of capital.
For financing providers, partnerships with specialty lenders offer an opportunity to support established lending platforms operating in specific markets or borrower segments. Such arrangements also require attention to portfolio performance, underwriting standards, and the lender’s ability to manage risk as the volume of loans increases.
Kampala’s expanded agreement with OCS brings these considerations together. The additional financing is intended to support the company’s growth, while both parties have emphasized the importance of maintaining credit quality and established lending processes.
The agreement does not change Kampala’s stated focus on short-term cross-currency financing for Mexican small businesses. Instead, it increases the financing capacity available to support loans originated through the company’s existing business model.
Kampala Capital expects the expanded warehouse facility to help it move toward a loan portfolio exceeding $100 million over the next few years. Reaching that target will depend on the company’s ability to continue originating loans, manage its portfolio, and maintain access to suitable funding.
The additional capital provides Kampala with greater capacity to support its lending activities as clients continue to seek short-term working capital financing. The company intends to build on its reported portfolio growth and strong performance in 2026 while maintaining its approach to credit selection, risk management, and operational execution.
The continuation of the relationship with O’Connor Capital Solutions is also an important part of this outlook. The firms’ more than five-year relationship provides an established basis for the expanded commitment, with OCS expressing confidence in Kampala’s portfolio development and credit processes.
For Kampala, the facility marks a further step in expanding access to institutional financing and supporting its role in Mexico’s small-business lending market. For OCS, it continues a partnership within its specialty finance and lender finance strategies.
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